If you have not read my blog post "Canadian Banking just took a turn for the best" it was about INGDirect about to release a chequing account called Thrive, but only to 10000 lucky current savings customers. Well guess what... I was one of those lucky ones to get one of the accounts for testing.
So far I have had the account for about 2 weeks and I have used it for deposits, withdraws, bill payments, money transfers and cheques. The account has been awesome so far and I am thinking I will be moving all of my banking to ING once some of the bumps are smoothed out and my wife can get an account. This week they will be offering more account trials to more people.
Here are a list of features I would like to see from the account at some point:
- Ability to "Save the Rest". Just like what Scotiabank does where you can have your debit purchases rounded up to a specific dollar amount and placed in a savings account;
- Free'er email money transfers. They are free if you send them from ING but if I try and send myself a money transfer from CIBC to ING I have to pay the $4 interact fee for the deposit;
- Interest rate increased back to where it was on the TFSA;
- More Cheques than the 20 I was given for free;
- Ability to add a savings account to the the ING client card;
- A visa or MasterCard
Do you have an ING chequing account? Were you one of the lucky ones? What would you like to see from the account?
If you all ready have an account, go to ingdirect.ca and read up on it and sign up to be on the trial. If you don't all ready have an account with ING Direct account, open one up now. If you use my referral code you will also receive a $25 bonus deposit. My ORANGE KEY is 14477247S1 and you can visit http://www.ingdirect.ca/referafriend to enter that number and sign up for the $25 bonus and take advantages of what ING Direct has to offer!!!
Let me know through the comments below what you would like to see in your ideal bank account? ING is taking the right approach to this account and allowing previwers create the account. By taking the feedback from the previewers ING will be able to make the account the best that it can be. Lets just see what more features they will add.
